Limeslice, I'm surprised ANZ didn't pick it up earlier. A few months ago I got a call from their fraud department telling me that someone in the US was trying to buy Itunes with my card and they picked it up as a suspicious transaction straight away. I have used my credit card for online shopping too so it sounds like both you and I have had our card details swiped somehow or somewhere along the line. Probably from the same fraudsters. Don't ANZ have a guarantee when it's deemed to be fraudulent they re-imburse the funds? Hope it all gets sorted out for you asap. I didn't have to do anything, they cancelled my credit card and issued me a new one straight away.