Who is your car insured with?

[RhiChiChi]

Im sure there was a thread around here somewhere recently but I cant find it

So I just got my annual renewal notice which is $100 more than last years premium! No contributing factors... just "price increase".

So Im wondering if you could please tell me the names of the cheaper insurance companies.

SO far I have tried Real, Racv, Aami, CGU, Allianz, Bingle, Budget, YOUi, and GIO.

Do you know of any others??

Hey Danni, this same thing happened to my mum - twice. She is with RACV and rang them and asked why her premium had increased so much - they said the same thing as yours & she she disputed it, saying that she hadn't had a claim, still lives at the same address, same job, same life/nothing had changed - they put it back to what it was the previous year!
BTW - I am with AAMI and have had a claim & they were great to deal with

[Floweryfields]

I am with RACQ - mine was about $50 more than last time - I thought it was cause I had a claim after I hit a roo last year, they say not - just a rate increase - my excess also went up by $50.

I did alot of searching trying to find a cheaper premium - try doing that after you've had a claim! All of the others were increadibly high, like $300 higher - darn roo!

I think you'd be hard pressed to find anything cheaper in the current climate.

[Gecko]

hi,

i saw you mentioned REAL - they have 2 different car insurances one is the normal one you know the 3rd Party - 3rd Party fire and Theft and the full Comp like all the others HOWEVER they have a new product its called PAY as you Drive and that can save you heaps of money ! it works for most people which do not overly use their car i.e. long distant drives and they give you 10% cash back after 3 years if you have not had a claim - that is such a great thing !

[NaeNae]

We are with Wesfarmers - not sure if they are a subsid of a larger company but they are MUCH cheaper than some of the others mentioned. We have swapped all our insurance (Contents and 2 cars) with them and have never had a problem when we have needed them. I had huge problems with the RACV a few years ago when some moron backed into my car and yet when the wooden shed door was blown into my car Wesfarmers didn't even blink an eye they just got it fixed. Excess was chaeper too.

[Danni]

Unfortunately REAL doesnt insure drivers under 25 anymore.grrr!!

Wow, I might try and dispute the $100 increase. If anything it should decrease now that I am closer to 25. And we havent moved,and have NEVER had a claim. And the car is almost 10 years old now!

Just had a look at wesfarmers website...it says they only do quotes for Business, Farm, Strata, or crop??

[NaeNae]

Hmmm maybe its changed over the years. DH has always used Wesfarmers even when we lived in Kew. We live on a farm now but its not ours (renting) maybe coz we're in a farming zone, I dunno ??

[nic]

We have one car with AAMI and the other with Shannon's.
The AAMI car, I did over the internet. Then 2 years ago i forgot to pay the insurance, was a month late, called them at close to midnight, and they redid the cover for me, though it did cost a bit more lol.

[bon]

One car is with NRMA, the other is with AAMI. Have had to make 2 claims with NRMA and they have been really good both times. So far haven't had to deal with AAMI, but we went with them because they were the cheapest for that car - even NRMA was more expensive, and that is with our multi policy discount for having home/contents and one car insured with them.