I am with RACQ - mine was about $50 more than last time - I thought it was cause I had a claim after I hit a roo last year, they say not - just a rate increase - my excess also went up by $50.

I did alot of searching trying to find a cheaper premium - try doing that after you've had a claim! All of the others were increadibly high, like $300 higher - darn roo!

I think you'd be hard pressed to find anything cheaper in the current climate.