What would you offer?

[Raupe]

Do mention to the real estate agents that your finances are "ready to go". More often than not it is the R/E agent who decide what offer they put forward (to the owner). R/E agents like to "pick" offers that suit them too. The faster they are able to settle, the faster they get their hands on their commission. So do mention your money is available straight away. Good luck

[RhiChiChi]

If the other peoples offer was what the owner really wanted, it would have been sold - vendors won't muck around if they get what they want, so I think you should put in what you really think it is worth. That way, you know you have given it your best shot & won't be too upset if the vendor takes the other offer.