First of all big hugs, sounds like you have a lot going on right now!!!

Couple of things I was thinking about...

Sounds like you really want another bub. That's definite. Sounds like you have a big ticking clock in the form of your body too... Not good!

On the other hand, you have some maybes going on... Maybe next year the nice guy might be ready for a relationship... Maybe your friend will help you out... How tricky for you to try and work out what to do! Hmm!

Would the nice guy support you, if you had a baby without sleeping with someone else? Like IVF? I know you said you can't afford it... But there are other options... There are home insemination kits, someone on here used one a year or so ago to fall pregnant.

So would your friend really be interested in being a father? What would he want out of it?

I think maybe you have a bit more of a chat to these two men in your life and work out the impacts of having another baby.

Hope I have helped a little bit and you are able to work out what you want to do soon. Good luck. Big hugs again.