Hello, hubby and I are TTC #1, we are really starting to stress about finances to the point that we are wondering if now is a good time - although I argue that nothing is going to change in the future to make our financial situation better apart from paying off some mortgage. Some people are telling us that having a baby doesnt make a huge impact financially while others are working 24 hours a day. We will need childcare almost from after the first 6 weeks as we cant afford for one of us not to be working and i have always been someone to say that i wouldn't work when i have a baby but i cant see how people can do that nowadays!
anyways - i want to know how people cope and if the child care benefit/rebate helps at all! we are at a loose end here!
thanks