I think this attitude to making money is too often extrapolated to more general areas of life when in reality, sometimes s**t happens and there's not much you can do about it, no matter how many times you try to make lemonade, kwim? Sometimes the universe doles out dreadful things in sequence.

The unfortunate corollary to this kind of thinking can also sometimes be that it is interpreted that if you are struggling, it's all your own fault. And, well, no.