Thanks for your input everyone. I appreciate particularly those that shared their stories.

I must say I am surprised by the strong opinions posted by some, bordering on judgmental.

I really don't understand how someone could possibly think this requires input from the internet public at large?
Well, Livingthedream, I obviously was interested in other people's ideas around what they would do. I think of BB as my community (not just the internet public at large).

I also think it is prudent to establish legal obligations as well as ethical ones before making a decision. I am not lacking in common sense.