With DS1 we had everything delivered at 36 weeks and set up at 37 weeks, clothes were then washed and put away.

DS2 I washed clothes at 37 or 38 weeks, had bassinet delivered from my parents at 39 weeks, he didnt have own room or cot until he was 7 months old and we moved DS1 to a bed and moved cot to DS2 room. He will not sleep in cot anyway and co sleeps.

It does not matter clothes, love, warmth and milk is all a baby needs they can sleep anywhere.

Good luck