This is my secret recipe (I can't believe I'm sharing it!!!) and its so easy, but everyone thinks its really hard...LMAO!

1 can refried beans
1 jar medium salsa
1 small container lite sour cream
1 avocado
1 packet taco seasoning
1/2 head lettuce chopped
2 tomatos chopped
100gm grated lite cheese
1 tsp lime juice
pepper

ok first make the guacamole, which is the avocado, lime juice, pepper and get this 1 tblsp of salsa (shhhh), next open beans spread them out in a lasagne dish or a tray with sides iykwim? and make them around 1cm deep. Next mix sour cream & half the taco seasoning together & spread over beans, next spread guacomole over that, then spread thinly a layer of salsa. spread the lettuce next, cheese and then tomatos on top. Put a bowl of plain corn chips, or doritos dippa's plain (very important that they are plain! only IMO)

Done!! If you want something a bit more, try black olives chopped & placed on top too... but thats it.