Good for you zap on making your decision.

As for your question about transfers.... it all depends on if you cycle normally or not. If you have a normal cycle (ie: ovulate by yourself) then you will probably have a non medicated cycle and have the FET done as the perfect time of your cycle. If you are like me and don't have a regular cycle then you will probably either have a "fake" natural cycle (ie: use clomid to get you to ovulate) or a HRT cycle (when you have a fully medicated cycle). When you are getting closer to the time the best thing to do is make an appt with your FS to discuss the best option for you.

One other thing... I don't know what state you are in but if you are in Vic then the law has changed regarding IVF and you now need police checks etc done. I had to get all this done before the clinic could proceed with any further procedures. Luckily for us everything is all back and fine for our FET in the next couple of weeks.