Hello, I know what you mean Brunette. My DH works for an insurance company (that doesn't do health insurance) and he is mystified how they manage to sell products that are basically useless - they don't cover precisely the sort of thing you want them for, but give you absolutely pointless "freebies" like massage or acupuncture, for which it would be massively cheaper to buy directly yourself. But I'm obviously British and a bit dim so can't understand the whole medicare + insurance thing....

I am most miffed, I have just realised that everyone on this blog is meeting up and seeing each other... am I the only sad git sat here on my own???