we started buying the big stuff around 16-18 weeks and have just been picking things up when i'm at the shops since. We've still got the pram yet,but i know which one i want and the car seat to buy, we're hiring the capsule for 6months and only organised that last monday. We got heaps from the baby shower so luckily some of the stuff i still have left to buy were given to us. Plus we got heaps of 2nd hand stuff that i went through. DP doesnt like to layby so we just buy stuff when we can afford to as he's the only one of us working.