TC, I feel your pain. I'm higher educated and fortunate enough to be in a position where my salary covers child care and then some, so for us, financially, it made sense. We also bought a bigger house and car and these things come with financial burdens that in our case equated to personal sacrifices - me returning to work.

I hate it. A lot of people on here know that! I am also fortunate enough now that I can finish early, with #3 on the way, and plan on building up DH's business so I can do that around kids being at school, in a couple of years.

The work I'll be doing won't really be utilising my education/degree. But the costs of having three in child care will just be astronomical so that's not going to work, so doing the office admin and bookkeeping for hubby will be my main source of employment.

I do feel a bit sad that the ten+ years of experience I've developed in this field will be thrown out the window, but so be it. These are the choices we make hey!

Good luck with your decision.