Sorry girls just flying through!
Mel: couldn't help seeing your question! Most financial advisors I know (DH and his colleagues and what i have read in DH's BRW) is ATM the priority should be to REDUCE PERSONAL DEBT. Interest rates have not finished rising. when you hear that home loan interest rates are rising then know that credit card rates will also rise. Pay off any cards like Myer Card etc first because they have the highest rates. Over capitalising on homes is usually one of the most common financial mistakes people make... I know your home isn't just an investment, it's your castle, but if you pay off your credit debt you will have more money to spend on your house in the long run.
ETA: blood test NORMAL!!!
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