Noni ~
We've been alot worse off then you guys, When DF and i first got together we were 15 & 16, homeless and living in DF's car - After 6 months of that we moved up in the world and moved into a rental house that had holes in the floor, graffitti all over the walls and no windows, we had no furniture.. just a suitcase of possessions each and we slept on clothes on the floor, We lived like that for what seemed like forever. I scored a really good modelling job when i was 17, I pretended i'd done it before and bluffed my way through it at first but it worked and i saved every cent i earned, so did DF. Then when i was 19 i got sick of the modelling industry so i bluffed my way into becoming a hotel manager... I didn't lie exactly... just acted like i knew what i was doing, We literally lived at my work until we found out we were PG.

Don't worry about doing it a bit harder, It'll all be worth it when you eventually do buy a house... Atleast you'll know in your heart you worked for it and mummy and/or daddy didn't hand it to you on a silver platter.