Thanks so much everyone! Your responses have been pretty helpful. :-)

I said something similar to my husband: that I'm sure we'd manage, and that you can get baby stuff pretty cheap. But he is definitely a budgeter and I think he's more worried about what to do when the baby gets older and starts to need more expensive stuff.

Did anyone feel, however, that you needed to make a few "majorish" changes like get a new car or even move? At the moment, we only have a 2-door car, of which we're not sure would be very functional for having a family with. We're also currently renting a 2-bedroom townhouse, which we love, but our second bedroom already has a double bed and a heap of books and other stuff in it... God knows what we'd do with all the stuff in there. I'm hoping we wouldn't have to move, but at the moment I'm not too sure what else we'd do.

Thanks for giving me some numbers. It's nice to hear some definite numbers as to what you guys have spent or budgeted. :-)