Your not alone. We were in this boat even before DH took a paycut for 6 months. DH wouldn't look at the budget cause he didn't want to see how bad it was.. I broke down and told him how hard it was to pay everything with nothing, and him not totally understanding.. We signed a loan for another large amount for shares on top of our mortgage just before having DD.. In hindsight, it was a mistake, but it is a commitment that we have to honour.. Not long after I went on maternity leave for DD, DH's overtime dried up, and so we have been living week to week, pay to pay since then.

DH also didn't want me working. But it was either that or we would be sinking fast. I had to work full time for a few weeks, but it eventually led to part time work, but even with 2 kids in f/t daycare, it kept us afloat, just.

It does help if you talk about it.. You will find that many people won't bring up the topic, but they will not deny it if they realise they aren't alone.

Hope you come to some peace in your situation soon.. Stressing about money is not good at the best of times, but especially not with a young child and another on the way, cause they can sense it. Also is there any parks within walking distance to take DS to? The fresh air will do both of you good, and things never seemed as bad for me after some fresh air.