Hi Ella,

Actually no we didn't have a problem getting a lease but we have only been through one real estate agent. I think it helps though if you have a stable financial record with your agent, eg never missing or being late with a payment. Also, and I never knew this, most of the cheap insurance agencies, even some of the big name ones, will not insure a bankrupt or will hike thier premiums right up. So if you need to change policies do it now. I know about the phone calls, we were going to have the baliff put our house up for auction for a $20,000 business debt, but the bank now gets the house ( we were actually ahead in payments, business mortgage took it). Also, sorry used that word before, if you have more then $6000 equity in your car the trustee is entitled to take it and sell it to recoup some money. I know I sound all doom and gloom, but I find it's good to know all the ramifications of something, and somethings you don't get told till after. Like if you have a passport you have to give it to the trustee and you cannot leave the country for the next 3 years and one day with out thier permission (and they can refuse). You are actually put on the watchlist and cannot physically leave without that permission.

You know, I have hardly told anyone outside of my family that we are bankrupt, and it is actually liberating to do so. I hope my experience can be helpful to others.