Definitely not alone. We are a 1 income family living week to week as well. We are also classed as low income, but don't claim the low income benefits as I really can't be bothered re-applying for it every 6 mths. I really should though to help save on other stuff. Our luxury is the internet. We don't have foxtel/austar. We do have 2 cars, one nearly on death row though LOL. So come tax time all our tax return is going to fixing that car.

We don't own a credit card, just a debit card and I handle all the finances. I am pretty lucky as Andrew will ask if he can buy something. Also having a mortgage I can cease our mortgage payment for the fortnight if needed. I tend not to do it though. Want the house paid off eventually but have resorted to that once already this year.