Is that a good thing or a bad thing that I sound like your parents? LOL
I guess i'm influenced in that I come first from a 4 child family and then a 4 child family with 2 step siblings and then add in a half sibling LOL and that was tough, I mean really tough financially for my Mum and her partner so we did go without a lot, so I totally get that things just arent' that simple and for me, the way we are living now, even with the 4 kids is like royalty LOL. but we were once in your position, 3 children and kinda undecided about a 4th. DH had a lot of the same concerns as you too. Our house works for now, but it isn't huge and honestly it probably will really struggle to accommodate 4 teens. But though reno's aren't on the cards for now, it is in the future because we know that once our first child gets to a certain age, sharing his room with a brother that much younger will suck bigtime. We do have the benefit though of having nearly 1000acres for them to roam as well. So we are working on a 5 yr plan atm. We do have a second vehicle - DH has a camry for work and will upgrade to a Rodeo extra cab. We don't plan on having a second vehicle that can accommodate us all as we just don't need a second car that will fit us all in. But we are happy to run two vehicles to the one destination if we have to, but it's not been an issue in the past two years though.
I would be lying if I said it wasnt' ever a struggle financially, but we are very careful with our money and we stick to a strict budget so it works for us. We only live on 75% of DH's income, at times even less as we have a unique situation where we have to top up the farm's finances with DH's off-farm income so from time to time we have sacrifice to keep the farm running.
It took us 12 months to decide to have a 4th baby and in the end it came down to not living with regrets. I didn't want to be a women who pined away for the child she never had, and we vowed that we would make it work and we haven't regretted it for a moment.a
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