bj*81, the best way to find out what the Medicare changes will mean to you is to contact your clinic and ask them to send you their fee details for next year. Each clinic is different and other people's changes may be completely different to yours.

If you happen to be with QFG, I picked up those details from the Spring Hill office this week (their estimated out of pocket next year is going up to $3200 - in comparison, this cycle should cost us ~$1000).