Thanks Ladies for your replies -
Budget is an issue in the sense we don't want to spend what we don't need to, but luckily we can afford whatever is needed (if this makes sense!) but I think between emotional stress and the opportunity cost of IVF is what will stop us if it doesn't work.

So I guess you are saying if it wasn't a budget issue, you guys would choose a fresh cycle over a frozen even if it meant you have to wait longer for it? I would be really interested to get all your opinions on this one!