oh, the FTB is for her... yeah we get that wrt to child support (DH has been around since DD was 11mths, and we have only started receiving CS in the last 18mths) - I know some parents have a different viewpoint but my take on that & as we have explained to her is exactly the same really - the money is there to help with the cost of raising her - and considering what we DO pay for it's peanuts really as I'm sure you know...

16? I can't imagine anything being scarier really than 14 which is where we are right now... I was PG at 16 & started to settle a bit then (not that you hope for that kwim?) but at 14 I could have been in a lot of trouble & it was just kind of good luck that I wasn't.

I think 16 is the age when most people expect that their kids are (if they aren't already) engaging in all that risky behaviour... but as I recall I was doing it all at 14, and you know a lot less at 14, it's so young, so that's why I find that scarier, kwim?
(not sure if I have explained all that well enough!)

I know what you mean about being at the start of it, it was at about 11 for us too.. and I was ssaying, surely this means it will finish earlier? Here's hoping lol.

Good for you for setting the rules now, I wish we had had that kind of foresight. I don't think it matters so much if she gives you grief about it down the track (sorry to say, she probably will!) but at least you have a strong starting point to work from and she knows where you stand to begin with, that can only help.