I will be going back to work in the new year, wha I need is some money to get out. I can't just "up and leave" - there is no money and in Perth ATM there is nowhere to go - no rental properties. It just is not possible at the moment. So I have the time to get organised first. I will be talking to DH when he gets back from work next week (he left 4am this morning).
There is no savings/credit card to wihdraw a chunk of money from - we used all my contingency when he was out of work for 9months and we lived off it. Hence the needing to put he money away somewhere.

Thanks for your help everyone I appreciate all the assistance x