you are most welcome......if and whenever i can help or a shoulder to cry or an ear to listen i am always here or not to far away.....i know what you mean about kicking the habit.....it will be 7yrs for me this year.....i had to do it cold turkey and it was the hardest thing i could have done, but i am so much better for it........i love baileys......new years i was having them as shots mixed with butterscotch schnapps........oh was soooooo yummy.......i know all about stressing about houses and mortgages......we are thinking the same.......but we know if we pinch the purse strings just that little bit tighter, we can build our new house on our property and then things will be so much better......my area was such a cheap area to live in when we first got here......you could buy acreage for $25,000 for a couple of acres, now you are pushing $140,000 for 1.5acres and that is just land these days.......all the big properties are selling to developers and last count as of last week, there is soon to be 9 estates in the area within 12-16mths......some of them have only city sized blocks 600 - 800sqm but the price is very city - $120k - $160k......gone are the days of simple country living......hang in there mummy25, things will work out, i know they will....they always do in the end cheers kiya