By the time we have paid back to debt to ourselves we would have missed 7 rent payments (we pay fornightly) so for 3 months I dont think there has been any money going onto the morgagte. I wouldnt be so annoyed if her Partner hadnt flown to Australia once if not twice in that time. What i dont think she understands is that it has been quite a pain in our bum to do it, we have had to do some major work on the car etc, and we should have had the money in the bank to pay for it, but instead had to use the credit card! Anyway enough complaining, I love my DH too much to let it cause too much drama.